Chatterbox #126 – Money

Every place on earth has some sort of money system, but everyone does it a little bit differently. Listen to this episode where Harp and Andrew talk about their experiences with money in Canada. They talk about hourly pay and salary, the two major ways to be paid for work, and they also talk about how to spend money in the two most common ways: with card and cash. Another important thing to do with money is save it! Harp and Andrew share their budgeting strategies. Check it out!

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Expressions from this episode included in the Learning Materials:money

  • Money makes the world go round
  • Salary versus hourly wage
  • To be at the bottom of the ladder
  • To crunch numbers
  • To put your time in
  • Interac and debit
  • To have cash on you
  • A PIN number
  • Cheques and checks
  • An allowance
  • A passbook
  • Post-dated cheques
  • A budget
  • RRSPs

Sample transcript:

Andrew: I’m doing pretty well. How are you, Harp?

Harp: I’m very, very, very well.

Andrew: Very well. OK. That’s great.

Harp: Yeah. I’m just happy. Sun’s shining, it seems like spring is gonna come soon. Very soon.

Andrew: Yeah. I’m excited. My mom and my sister are coming for a visit next week, so that should be cool.

Harp: Ooh. That’s very exciting.

Andrew: Yeah. I haven’t seen them for a while so it will be good to reconnect.

Harp: Nice. Is it their first visit here? Andrew: Second visit, I think. They were here last year too.

Harp: Cool. So let’s get started with today’s episode. Today we’re gonna bring you a Chatterbox episode.

Andrew: Yeah. And that’s where we talk about an interesting topic and explain some really cool things.

Harp: Yup. And today we’re going to be talking about money.

Andrew: Yeah. This is a topic that interests a lot of people.

Harp: Yup. I would say it interests everyone.

Andrew: Yeah. Money makes the world go round, right?

Harp: Exactly. So we’re gonna break it down, and we’re gonna start with talking about salaries.

Andrew: OK. Salaries.

Harp: Yes. Then we’re gonna talk about cash versus cards.

Andrew: Mmhmm. A very relevant issue in my life. Cash versus cards. OK.

Harp: Exactly. And then we’re going to finish it off with talking about some personal stories about us and money.

Andrew: We’ll talk about our own finances I suppose.

Harp: Exactly. So let’s get started our first topic of salaries.

Andrew: OK. So salaries. There’s a couple of different ways this can work.

Harp: Yeah. Exactly. Usually it’s either an hourly rate or an annual salary.

Andrew: So salaries we should just explain. This is a way to talk about the money that you make, and like you said, you can get it either on an hourly basis or on an annual or a yearly basis.

Harp: Exactly. Your salary is the money that you are paid to do your job and, yeah, you either make an annual salary or an hourly salary, and it usually depends on what kind of job or career that you’re in.

Andrew: That’s right. And when I think of an hourly salary, or an hourly wage, I think this is usually a job that is done by a younger person. Maybe they’re not working full-time. It’s kinda like a part-time job. Or maybe it’s a blue-collar job, perhaps.

Harp: Yup. Exactly. And when I think about this and an hourly rate, I think back to when I got my first job, and I was making four dollars an hour.

Andrew: Four dollars an hour?

Harp: Yup. It was back a long time ago.

Andrew: Yeah. That must have been a really long time ago.

Harp: It actually wasn’t that long ago because in Alberta the wage is much lower than in other places.


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